Which Premium Credit Card to Apply?

There are 33 various premium credit cards available in India. 

Þ    American Express Platinum Credit Card

Þ    Bajaj Allianz Super Value Titanium Credit Card

Þ    ICICI Bank Platinum Credit Card

Þ    Standard Chartered Emirates Platinum Credit Card

Þ    ICICI Signature Credit Card

Þ    Standard Chartered Emirates Titanium Credit Card

Þ    ICICI Bank Titanium Credit Card

Þ    Axis Bank Visa Platinum Credit Card

Þ    ABN AMRO Titanium One Credit Card

Þ    Yatra Barclaycard Platinum Credit Card

Þ    Citibank Platinum Credit Card

Þ    Deutsche Bank Platinum Credit Card

Þ    ICICI Bank Platinum Premiere Credit Card

Þ    Deutsche Bank Miles & More Platinum Credit Card

Þ    Deutsche Bank Landmark Platinum Credit Card

Þ    Deutsche Bank Miles & More Signature Credit Card

Þ    HDFC Bank Visa Signature Credit Card

Þ    HSBC Platinum Credit Card

Þ    HDFC Bank Platinum Plus Credit Card

Þ    SBI (State Bank of India) Platinum Credit Card

Þ    HDFC Bank Platinum Plus Credit Card

Þ    Kotak Mahindra League Platinum Credit Card

Þ    HDFC Bank Titanium Credit Card

Þ    Kotak Mahindra Royal Signature Credit Card

Þ    Jet Airways Citibank Platinum Credit Card

Þ    ABN AMRO MakeMyTrip Go Credit Card

Þ    American Express Kingfisher First Credit Card

Þ    ABN AMRO Platinum Credit Card

Þ    ICICI Bank Thomas Cook Titanium Credit Card

Þ    ICICI Bank Ascent American Express Credit Card

Þ    Standard Chartered Platinum Credit Card

Þ    ICICI Bank Platinum Identity Credit Card

Þ    Standard Chartered Super Value Titanium Credit Card

How to apply for a Credit Card

Which Credit Card to apply?

In Indian credit card market there are 12 major types of credit cards being provided by banks and financial institutions. These cards provide a wide variety of financial benefits to holders. 

Major India Credit Card Types

 
Following are various types of credit cards available in India:

Þ    Premium Credit Cards

Þ    Cash Back Credit Cards

Þ    Gold Credit Cards

Þ    Airline Credit Cards

Þ    Silver Credit Cards

Þ    Business Credit Cards

Þ    Balance Transfer Credit Cards

Þ    Co-branded Credit Cards

Þ    Low Interest Credit Cards

Þ    Lifetime Free Credit Cards

Þ    Rewards Credit cards

There are some additional credit cards that are available in India as well. Rewards credit cards available in India can be subdivided into six categories – Points, Hotels and Travels, Retail, Auto and Petro cards. 


How to apply for a Credit Card

ABN Amro Credit card cuts credit limit

ABN Amro India has chopped the credit limit of some credit card customers to a tenth and raised the minimum amount payable to 7% of total dues from 5%, possibly to persuade them to surrender their cards as it draws closer to selling its retail operations to UK’s Hong Kong and Shanghai Banking Corp, or HSBC. 

ABN Amro, owned by UK’s troubled Royal Bank of Scotland, or RBS, has also decided to freeze fresh retail lending, including credit card and personal loans, to arrest a pile-up of bad loans. 

Credit card Application and default clause - must read article

ABN Amro continues to do business in India under its original moniker even after RBS took over its Asian operations in 2007. HSBC is said to have signed a deal to buy RBS’ retail businesses in India, China and Malaysia and is awaiting regulatory approvals in the three countries. 

ABN Amro has been up against a large number of employee exits to competitors after the deal with HSBC came to light. It has also laid of some of its employees in the credit card and personal loan departments.

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Dining Movie & play spends card from Kotak credit cards

Kotak Mahindra Bank has launched a credit card which offers 10% cash back on dining and movie and play spends.  This cashback facility is offered throughout the year, the bank said in a statement.

How to lodge Credit Card Complaint

This credit card called Kotak Trump Card extends this cash back facility in all restaurants , fast food joints, pubs, bars and movie theatres, the bank added. The card doesn’t charge any interest to the customer for the first three months. Similarly, any purchase above Rs 5,000 can be converted into EMIs

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