Which Low interest Credit Card to Apply?

A number of banks are offering low interest credit cards in India in order to help the cardholders manage their finances in a better way. Some of the low interest rate Credit cards available to Indian customers are

ICICI Bank Platinum Credit Card 
Following are some salient features of ICICI Bank Platinum Credit Card:

Þ    Cardholders receive priority access facilities to airport lounges.

Þ    Regular interest rate is 1.99% per month.

Þ    Cardholders receive air accident insurance coverageworth INR 1 crore.

Þ    Cash advance fee is 3.15% per month.

Þ    Cardholders have higher cash limits and credit limits.

Þ    Card issuer is VISA.

Þ    The card is offered via invitation only.

Þ    Issuing bank is ICICI Bank.

Þ    Joining fee is INR 25,000.

Þ    There are 0% fuel surcharge facilities.

Þ    Renewal fee is INR 2,500.

American Express Indian Airlines Credit Card 
American Express Indian Airlines Credit Card has the following salient features:

Þ    The cardholders receive 10% discounts on business class flights and 15% discounts on economy flights.

Þ    Renewal fee is INR 3750.

Þ    There is a 5% discount on super saver fares.

Þ    Regular interest rate is 1.9%.

Þ    Cardholders receive business class upgrades for free.

Þ    Cash advance fee is 1.9%.

Þ    Cardholders receive complimentary tickets.

Þ    Credit card issuer is AMEX.

Þ    Joining fee is INR 3750.

Þ    There are 0% fuel surcharge facilities that can only be availed at HPCL outlets.

HDFC Bank Titanium Credit Card 
Following are the salient features of HDFC Bank Titanium Credit Card:

Þ    Cardholders receive exclusive concierge services.

Þ    Regular interest rate is 2.65% per month.

Þ    Cardholders receive rebates at hotels and clubs.

Þ    Cash advance fee is 2.5% per month. The minimum cash advance fee is INR 300.

Þ    There are accelerated rewards programs that are provided on the basis of expenditure with the card.

Þ    Issuer is MasterCard.

Þ    Cardholders receive 0% fuel surcharge and balance transfer facilities.

Þ    Issuing bank is HDFC Bank.

Þ    Joining fees and renewal fees are variable.

Following are some other low interest credit cards that are available in India:

Þ      HDFC Bank Visa Signature Credit Card

Þ      BOBCARD Exclusive Woman credit card

Þ      HDFC Bank Platinum Plus Credit Card

Þ      BOBACRD Exclusive Youth Credit Card

Þ      HDFC Bank Corporate Credit Card

Þ      BOBACARD Silver Credit Card

Þ      Hero Honda SBI Credit Card

Þ      BOBACARD Exclusive Credit Card

Þ      BOBCARD Corporate Global Credit Card

Þ      Axis Bank Secured Credit Card

Þ      NEXTGEN BOBCARD Gold Credit Card

Þ      HSBC Platinum Credit Card

Þ      BOBACRD Gold Visa Credit Card

Þ      Yatra Barclaycard Platinum Credit Card

Þ      BOBACRD Gold MasterCard Credit Card

Þ      ABN AMRO Platinum Credit Card

How to apply for a Credit Card