Which Business Credit Card to apply?

Demand for business credit cards has increased substantially among the Indian consumers. Business credit cards are preferred for their convenient terms and conditions and host of financial benefits. 

A number of credit card providers offer business credit cardsfor the Indian customers. Features of business credit cards are designed to take care of the financial requirements of all types of customers. In India, business credit cards come with wide range of basic and additional benefits. Lucrative reward schemes that are offered with business credit cards make them highly popular among the credit card users in India. 

Business Credit Card Issuers in India 

There is no dearth of business credit card providers in India. Reward schemes and benefits offered by business credit cardsare different for different credit card providers. Some of the leading business card issuers in India are as follows:

Þ    HSBC

Þ    ICICI

Þ    State Bank of India

Þ    American Express

Þ    Citibank

Leading Business Credit Cards in India
Following are the leading business credit cards available in India:

Þ    Deutsche Bank Corporate Credit Card

Þ    Standard Chartered Executive Credit Card

Þ    HDFC Bank Corporate Credit Card

Þ    BOBCARD Corporate Global Credit Card

Þ    HDFC Bank Gold Business Credit Card

Þ    Cancard Visa Corporate Credit Card

Þ    Jet Airways CitiBusiness Credit Card

Þ    Axis Bank Corporate Credit Card

Deutsche Bank Corporate Credit Card
Following are the main features of Deutsche Bank Corporate Credit Card:

Þ    It is a corporate branded credit card.

Þ    Cash advance fee is 2.5% per month. Minimum cash advance fee is INR 250.

Þ    Cardholders can monitor and manage expenditures of their personal business enterprises on Internet. This facility is known as MIS.

Þ    Issuer is MasterCard.

Þ    Cardholders receive insurance benefits.

Þ    Issuing bank is Deutsche Bank.

Þ    Joining and renewal are free.

Þ    There are 0% fuel surcharge facilities available at all outlets.

Þ    Regular interest rate is 2.95% per month.

Þ    There are special rewards.

HDFC Bank Corporate Credit Card 
Following are main features of HDFC Bank Corporate Credit Card:

Þ    There are MIS reporting facilities.

Þ    Regular interest rate is 2.65% per month.

Þ    Cardholders receive discounts all over the world.

Þ    Cash advance fee is 2.5% per month. Minimum cash advance fee is INR 300.

Þ    There are 0% fuel surcharge facilities.

Þ    Issuer is MasterCard.

Þ    Interest rate is low.

Þ    Issuing bank is HDFC Bank.

Þ    There are accident insurance cover facilities.

Þ    There are special corporate rewards.

Þ    There are no joining and renewal fees.

How to apply for a Credit Card